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What’s the maximum I can contribute to my pension?

Your simple guide to pension allowances.

Updated today

The maximum amount you can contribute to your pension and qualify for tax relief is your annual income, or £60,000 (whichever is lowest). If you’re a high earner, your allowance will be reduced by £1 for every £2 you earn above £260,000 (to a minimum of £10,000).

If you contribute more than this limit in a tax year, you’ll be required to pay a tax charge on the excess amount, based on your average tax rate.

If you're unsure how much you can contribute without incurring a tax charge, it may be helpful to consult a financial adviser or use the tools available within the Jarvis app to track your contributions.

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