Here’s a transparent breakdown of what you’ll pay (and what’s always free) when using Jarvis to manage your personal and workplace pensions.
What’s Always Free
We don’t charge for the stuff that should just come as standard:
Pension transfers – move old pensions into Jarvis for free
Pension tracing – we’ll help you find and combine lost pension pots
Personalised retirement guidance – tailored support, no cost
Transfer Warning: We do not provide financial advice. Consolidating pensions may not be right for everyone. If you are unsure about transferring your pension, you should seek help from a qualified financial adviser. Please be aware that pensions with defined or safeguarded benefits will not be eligible for transfer to your Jarvis Lifetime Pension.
Workplace Jar Charges
Low-cost and built for simplicity.
You’ll pay:
0.3% annual charge on your Assets under Administration (AuA)
£2 monthly admin charge, but only if your balance is over £100
Example (with £10,000 balance):
Annual AuA charge: £30
Admin charge: £2 monthly = £24/year
Total: £54/year
Personal Jar Charges
Great if you’re managing your pension independently.
You’ll pay:
0.6% annual charge for balances up to £75,000
0.3% for any amount over that
Example (with £10,000 balance):
Annual AuA charge: £60
No monthly admin charge
Total: £60/year
Fund Charges
These are charged by the fund provider – standard across investment platforms.
Default fund charge: 0.08% – 0.10% per year
On a £10,000 balance, that’s around £8–£10/year
This cost is built into the fund’s performance – no separate fee to pay
You can use the same low-cost default fund in your Personal Jar, if you prefer.
Quick Summary
Need a Hand?
Questions? Message us in the app or drop us an email on [email protected]. We’re happy to help.Pension Jar Limited is an appointed representative of P1 Investment Services Limited, which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005. This information can be verified on the Financial Services Register. Information Commissioner’s Office registration: ZB394668. Jarvis is a trading name of Pension Jar Limited. Pension Jar Limited is registered in England No. 14344139. Registered office, 80 Cheapside, London, EC2V 6EE.