Both. When you start using Jarvis, we’ll set you up with a Jarvis Pension—a simple fund you can use to save for your retirement. If you don’t have other pensions, this is a great place to start.

At the same time, you can tell Jarvis about your other pensions, assets, and anything else that will affect your retirement income. With everything in one place, it’s easy to see what you have and what you’ll need. And if you want to simplify things even more, you can transfer funds from elsewhere into your Jarvis Pension.

Consolidating pensions may not be right for everyone and its important that you compare a range of factors to see if it’s the right thing for you.